Maximize Your Vision Care Benefits

EyeCU Optometry accepts a diverse array of vision and medical insurance plans to ensure you receive comprehensive care without financial strain.

Explore your eye care insurance options with us and see how accessible high-quality eye care can be.

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Understanding Vision Insurance in Calgary, Alberta

Navigating vision insurance in Canada can seem complex, but our team at EyeCU Optometry is here to assist.

Vision insurance is a wellness benefit designed to reduce the costs associated with routine eye care and prescription eyewear. Let us help you understand and utilize your plan effectively for both savings and improved eye health.

While health insurance is designed to protect you from financial losses associated with unexpected eye injuries or diseases, vision insurance serves as a wellness benefit. It is specifically aimed at providing routine eye care, prescription eyewear, and other vision-related services at a more affordable cost.

We cater to both medical and routine eye care needs, and thus we support a diverse array of insurance plans. This flexibility ensures that we can meet your individual needs, helping to cover your costs effectively.

Here are some of the major insurance plans we accept:

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We also accept other insurance plans; if yours isn’t listed, please give us a call at EyeCU Optometry and we’ll be glad to assist you.

No Insurance? No Problem

Options for Those Without Private Vision Insurance

EyeCU Optometry is committed to ensuring accessible vision care for everyone.

Alongside our affordable care options, residents of Alberta can also take advantage of the health care benefits provided by the Alberta Health Care Insurance Plan (AHCIP).

Benefits cover essential treatments and regular check-ups, ensuring no one has to forgo necessary eye care due to cost concerns.

When Should You Get an Eye Exam?

The Alberta Association of Optometrists recommends an eye exam at the following times:

A first eye exam at age 6 to 9 months.
At least once between ages 2 to 5 years.
Once a year for ages 6 to 19 years.
Every 1 to 2 years for ages 20 to 64 years.
Once a year for ages 65 years and older.

Understanding Alberta Health Care Coverage

The Alberta Health Care Insurance Plan (AHCIP) offers robust coverage for various eye care services, including:

Children and Seniors: Coverage includes one comprehensive eye exam plus one partial exam and one diagnostic procedure annually for children under 18 and seniors over 65.

Adult Vision Care: For adults aged 19 to 64, AHCIP covers exams that are medically necessary due to trauma or illness.

For more detailed information on what is covered under AHCIP, including eligibility and additional benefits, please visit the Alberta Health Services online resources.

Alberta Health coverage is available towards urgent eye care, eye infections and medically necessary treatment appointments. Coverage includes:

Eye infections.
Eye injuries.
Eye and eyelid inflammation.
Foreign objects in the eyes.
Dry eye.
Styes.
Sudden changes in vision.
Monitoring for diabetes issues, glaucoma and retinal disease.
Post-operative care for cataract patients.

FAQs on Vision Insurance Plans at EyeCU Optometry

Does Medical Insurance Cover Vision Services?

Medical insurance typically focuses on unexpected health issues, diseases, and injuries, whereas vision insurance is designed as a wellness benefit that specifically covers routine eye care and prescription eyewear. In some cases, if your medical insurance includes vision benefits, it may cover certain vision-related services.

It's important to review your specific health insurance plan or contact our experts at EyeCU Optometry to understand the coverage details related to eye health in your policy.

For precise information about what your plan covers, or to discuss your insurance options, please contact us at EyeCU Optometry. We're here to help you navigate both medical and vision insurance benefits effectively.

How and Where Can You Obtain Vision Insurance?

Vision insurance is available through employers, schools, or public health plans like Medicare. It often comes included in many health insurance packages, whether through an HMO or PPO, each with its network and cost implications.
Types of Vision Insurance Plans:
There are primarily two types: discount vision plans and benefits packages, each catering to different needs and offering varying degrees of cost coverage.

What Does Vision Insurance Cover?

Typical coverage includes discounted rates for LASIK, annual eye exams, contact lenses, and eyeglasses. Services from network providers are usually more cost-effective.
Payment Options for Vision Insurance
If available through an employer, it is typically funded via payroll deductions or FSAs. Self-employed individuals might pay monthly or annually, depending on their plan.

For any further questions or to verify your insurance coverage, please do not hesitate to contact EyeCU Optometry at 403-798-3711. Our staff is always ready to assist you with your vision insurance needs in Calgary.